ZakatHisab
Today’s Nisab, automatically

Zakat on Business and Trade Goods Calculator

Enter stock, raw materials, finished goods, receivables and business bank balances; payables and short-term loans are deducted. Enter your partnership share as a percentage and see your own Zakat instantly.

1. Currency and Nisab

2. Business assets (valued on your Zakat date)

3. Liabilities and partnership

How the Nisab works for a business

Trade goods are everything bought with the intention to sell: shop stock, fabric, phones, vehicles held for sale, raw materials, finished goods and property bought to resell. Their market value on your Zakat date is added to business cash and collectible receivables; supplier debts and other liabilities due within the year are deducted. If the remainder reaches the Nisab, 2.5% is due.

Not zakatable: premises, machinery, furniture, computers, delivery vehicles and anything used to run the business rather than sold. Profit is not counted separately; it is already included in the cash or stock you hold.

How to value stock

Use the price at which you could sell the whole stock in bulk on your Zakat date, not the historical purchase price. Fix one date each year, for example the first of Ramadan or your financial year end, and count and value stock on that date. The Hawl tracker above reminds you of the next date in Hijri and Gregorian.

Other calculators

Full Zakat calculator Zakat on Gold Zakat on Silver Zakat on Cash Zakat on Business Zakat on Crops (Ushr) Zakat on Livestock

Frequently asked questions

Is stock valued at cost or at selling price?
Trade goods are valued at their market value on your Zakat date, meaning the price at which you could sell them in bulk. The original purchase price is not the measure.
Is Zakat due on my shop, machinery and vehicles?
No. Assets used to run the business rather than sold, such as premises, machinery, furniture, computers and delivery vehicles, are not zakatable. Zakat is due only on goods for sale, cash and collectible receivables.
Do I pay Zakat on money customers owe me?
Receivables you expect to collect count as your wealth. Bad debts you do not expect to recover are left out; if they are later recovered, pay Zakat at that time.
How is Zakat calculated in a partnership?
Each partner pays on their own share. Calculate the net zakatable wealth of the whole business and apply your percentage; this calculator has a field for that. Some businesses pay Zakat at company level, in which case partners do not pay again.