Zakat Calculator

This is one of the most debated issues among scholars. The most cautious and responsible opinion, which we recommend, is to pay Zakat on all the gold a woman owns if it reaches the Nisab and a lunar year has passed, even if it is for personal adornment. This is because gold remains a store of value and wealth, and this view is most beneficial to the poor.

The Nisab is the minimum threshold of wealth upon which Zakat becomes due. Our calculator computes it for you dynamically based on the most stable standard, which is gold. The formula is simple: (The value of 85 grams of pure gold). When you enter the price of one gram of gold in your country, the calculator multiplies this price by 85 to give you the exact Nisab value for the day.

No, praise be to God. Assets intended for primary personal use, such as a residential house, a personal car, furniture, and clothes, are not included in the Zakat calculation, regardless of their value. These are called “essential needs” and are exempt from Zakat.

Completely safe. We respect your privacy absolutely. This calculator is designed to run entirely on your device only (within the browser). None of your numbers or financial data are sent to our servers. Once you refresh or close the page, all the information you entered disappears forever.

This calculator is designed to cover 95% of common cases for individuals and small business owners. However, if you have very complex assets (such as intertwined investment portfolios, business partnerships with precise accounting details, or long-term debts), we strongly recommend consulting a trusted religious scholar or a Zakat-specialized accountant to ensure complete accuracy.

If you’re unsure about the karat of your gold, it’s better to estimate conservatively. Most traditional gold jewelry is 22K or 21K. You can also have it tested at a jewelry shop. When in doubt, using a lower karat assumption ensures you don’t underpay your Zakat obligation.

According to most contemporary scholars, cryptocurrency and digital assets that you hold as investments should be included in your Zakat calculation at their current market value. Treat them like any other investment or tradeable asset when calculating your total wealth.

Zakat is calculated annually based on the Islamic lunar year (354 days). Many Muslims choose a specific date each year, such as during Ramadan or on their personal “Zakat anniversary” – the date they first became eligible for Zakat. Once you choose a date, stick to it for consistency.

Business inventory should be valued at its selling price (market value), not the cost price. Include finished goods, raw materials intended for sale, and work-in-progress. However, exclude fixed assets like machinery, buildings, and equipment used in the business – these are not subject to Zakat.